payment-gateways.com
Commercial Bank IPG Hub

Direct Bank Internet Payment Gateways (IPG)

Did your commercial bank provide you with merchant acquiring credentials and a technical API manual, but no ready-made plugin for your website? We build certified, production-grade integrations directly to bank gateways.

United Arab EmiratesAE

Mashreq Bank (Mashreq Payment Solutions)

Engine: Mastercard Payment Gateway Services (MPGS)

Mashreq Bank is one of the UAE's foremost commercial banks and merchant acquirers. Their Internet Payment Gateway (IPG) is powered by Mastercard Payment Gateway Services (MPGS). We develop custom WordPress plugins, WooCommerce integrations, and bespoke Next.js/Laravel solutions for Mashreq merchant accounts, supporting AED and multi-currency settlement with 3D Secure 2.x authentication.

API Protocol:MPGS REST API
3DS2 Support:Verified
Settlement:T+1
United Arab EmiratesAE

Network International (N-Genius)

Engine: Proprietary In-House

Network International is the largest payment acquirer across the Middle East and Africa. Their flagship N-Genius payment platform supports direct card clearing, Apple Pay, Google Pay, and Samsung Pay with high local authorization rates.

API Protocol:N-Genius REST API
3DS2 Support:Verified
Settlement:T+1
Saudi ArabiaSA

Al Rajhi Bank Payment Gateway

Engine: Proprietary In-House

Al Rajhi Bank is the largest Islamic bank in the world and a dominant merchant acquirer in Saudi Arabia. Integrating Al Rajhi's direct gateway enables frictionless acceptance of mada debit cards, Visa, and Mastercard with high local authorization rates.

API Protocol:Al Rajhi e-Commerce REST API
3DS2 Support:Verified
Settlement:Daily
QatarQA

Qatar National Bank (QNB QPay)

Engine: Mastercard Payment Gateway Services (MPGS)

Qatar National Bank (QNB) is the largest financial institution in the Middle East. QNB QPay integrates with Qatar's National Authentication and Payment Network (NAPS) for local debit cards as well as international Visa/Mastercard.

API Protocol:MPGS REST API
3DS2 Support:Verified
Settlement:T+1
KuwaitKW

National Bank of Kuwait (NBK IPG)

Engine: Mastercard Payment Gateway Services (MPGS)

National Bank of Kuwait is Kuwait's leading financial institution. NBK provides direct acquiring for credit cards and KNET debit card transactions with high transaction speed.

API Protocol:MPGS REST API
3DS2 Support:Verified
Settlement:Daily
OmanOM

Bank Muscat Payment Gateway

Engine: CyberSource (Visa)

Bank Muscat is the flagship bank in the Sultanate of Oman. Powered by Visa CyberSource, Bank Muscat IPG connects merchant checkouts to OmanNet debit clearing, Visa, and Mastercard.

API Protocol:CyberSource Secure Acceptance
3DS2 Support:Verified
Settlement:T+1
Sri LankaLK

Commercial Bank of Ceylon IPG

Engine: Mastercard Payment Gateway Services (MPGS)

Commercial Bank of Ceylon (ComBank) operates the most widely utilized bank IPG in Sri Lanka. It utilizes the MPGS engine to provide Visa and Mastercard acquiring directly into LKR and USD merchant accounts. We build clean, reliable WooCommerce, OpenCart, and custom API plugins that connect directly to ComBank's test and production gateways.

API Protocol:MPGS REST API v70+
3DS2 Support:Verified
Settlement:T+1
Sri LankaLK

Sampath Bank Vishwa Payment Gateway

Engine: Proprietary In-House

Sampath Bank is a top commercial bank in Sri Lanka with a proprietary payment gateway. We develop bespoke WooCommerce plugins and API handlers for Sampath Bank accounts with 3DS2 authentication.

API Protocol:Sampath Bank IPG REST
3DS2 Support:Verified
Settlement:T+1
IndiaIN

HDFC Bank SmartGateway

Engine: Proprietary In-House

HDFC Bank is India's premier private sector bank. SmartGateway provides enterprise merchants with direct acquiring, UPI integration, RuPay support, and native EMI plans with superior success rates.

API Protocol:HDFC Juspay HyperSDK
3DS2 Support:Verified
Settlement:T+1
PakistanPK

Bank Alfalah Payment Gateway

Engine: Proprietary In-House

Bank Alfalah is the premier digital merchant acquirer in Pakistan. Their Alfa Payment Gateway enables online businesses to accept PayPak, Visa, Mastercard, and Alfa digital wallets.

API Protocol:Alfa Payment Gateway REST API
3DS2 Support:Verified
Settlement:T+1
AustraliaAU

Commonwealth Bank CommWeb

Engine: Mastercard Payment Gateway Services (MPGS)

Commonwealth Bank of Australia (CBA) is Australia's largest commercial bank. CommWeb is powered by Mastercard MPGS, offering Australian merchants bank-direct rates for Visa, Mastercard, American Express, and EFTPOS Online.

API Protocol:CommWeb MPGS REST API v70+
3DS2 Support:Verified
Settlement:Same-day
AustraliaAU

Westpac PayWay

Engine: Proprietary In-House

Westpac PayWay is one of Australia's most established corporate and commercial acquiring solutions. PayWay REST API allows secure credit card tokenization, direct debit, and Apple Pay.

API Protocol:PayWay REST API
3DS2 Support:Verified
Settlement:Next-business-day
SingaporeSG

DBS Bank Merchant Solutions

Engine: Mastercard Payment Gateway Services (MPGS)

DBS Bank is Singapore's largest bank. DBS provides acquiring through MPGS for credit cards alongside the DBS MAX API for automated PayNow dynamic QR code generation.

API Protocol:DBS MPGS API
3DS2 Support:Verified
Settlement:Daily
MalaysiaMY

Maybank2u Merchant Gateway

Engine: Mastercard Payment Gateway Services (MPGS)

Maybank is the largest banking group in Malaysia. We build custom plugins and API modules connecting stores directly to Maybank's MPGS gateway and Maybank2u online banking clearing.

API Protocol:Maybank MPGS REST API
3DS2 Support:Verified
Settlement:T+1
United StatesUS

JPMorgan Chase Paymentech

Engine: CyberSource (Visa)

JPMorgan Chase Paymentech is one of the largest merchant acquiring processors in the United States and globally. We build secure integrations using their Orbital Gateway and CyberSource-powered endpoints with full PCI-DSS SAQ-A tokenization.

API Protocol:JPMorgan Payments Orbital Gateway API
3DS2 Support:Verified
Settlement:Next-business-day
United KingdomGB

Barclaycard Smartpay (Barclays)

Engine: CyberSource (Visa)

Barclaycard Smartpay is the flagship merchant acquiring solution from Barclays UK. Operating across the UK and Europe, it offers card processing compliant with UK PSD2 Strong Customer Authentication (SCA) requirements.

API Protocol:Barclaycard Smartpay Fuse
3DS2 Support:Verified
Settlement:T+1
SpainES

Redsys TPV Virtual (Santander / BBVA / CaixaBank)

Engine: Redsys

Redsys is the national payment processing switch in Spain, servicing almost every major bank including Banco Santander, BBVA, CaixaBank, Banco Sabadell, and Bankinter. We build custom TPV Virtual modules supporting credit cards, Bizum payments, and 3DS2 authentication.

API Protocol:Redsys REST API
3DS2 Support:Verified
Settlement:Daily
FranceFR

BNP Paribas Mercanet

Engine: Proprietary In-House

BNP Paribas Mercanet is one of France's most widely adopted commercial e-commerce gateways. Powered by Worldline Sips, it supports Cartes Bancaires (CB), Visa, Mastercard, and SEPA direct debit.

API Protocol:Mercanet JSON REST API
3DS2 Support:Verified
Settlement:T+1
South AfricaZA

Standard Bank SimplyBLU

Engine: Mastercard Payment Gateway Services (MPGS)

Standard Bank is the largest bank by assets in Africa. SimplyBLU offers South African merchants an MPGS-powered payment gateway supporting ZAR Visa, Mastercard, and Instant EFT.

API Protocol:MPGS REST API
3DS2 Support:Verified
Settlement:Daily