payment-gateways.com
Commercial Bank Merchant IPG • Spain

Redsys TPV Virtual (Santander / BBVA / CaixaBank) Integration

Direct acquiring bridge connecting Redsys TPV Virtual (Santander / BBVA / CaixaBank)\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: RedsysAPI: Redsys REST API / InSite / Redirect TPV
Bank Gateway Specialist

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Bank Architecture & Integration Scope

Redsys is the national payment processing switch in Spain, servicing almost every major bank including Banco Santander, BBVA, CaixaBank, Banco Sabadell, and Bankinter. We build custom TPV Virtual modules supporting credit cards, Bizum payments, and 3DS2 authentication.

Technical Specifications & Protocols

Core Gateway EngineRedsys
Integration OptionsRedsys InSite (embedded iframe) • TPV Virtual Redirect • Bizum Commerce
Callback & Signature SecurityHMAC-SHA256 Signature across base64 Ds_MerchantParameters
Currency SupportEUR (978)
Merchant Settlement CycleDaily deposit to Spanish bank account
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From Redsys TPV Virtual (Santander / BBVA / CaixaBank)

1FUC (Número de Comercio) from acquiring bank
2Terminal Number (usually 001)
3Clave Secreta de Encriptación (SHA-256 Secret Key)
4Test URL in Redsys Sis Sandbox

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

Redsys TPV Virtual (Santander / BBVA / CaixaBank) Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Redsys TPV Virtual (Santander / BBVA / CaixaBank).

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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