payment-gateways.com
Commercial Bank Merchant IPG • Singapore

DBS Bank Merchant Solutions Integration

Direct acquiring bridge connecting DBS Bank Merchant Solutions\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: Mastercard Payment Gateway Services (MPGS)API: DBS MPGS API / PayNow QR API
Bank Gateway Specialist

Have DBS Bank Merchant Solutions Credentials?

Connect with our payment developer to review your bank credentials and API manual.

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Bank Architecture & Integration Scope

DBS Bank is Singapore's largest bank. DBS provides acquiring through MPGS for credit cards alongside the DBS MAX API for automated PayNow dynamic QR code generation.

Technical Specifications & Protocols

Core Gateway EngineMastercard Payment Gateway Services (MPGS)
Integration OptionsHosted Session • PayNow Dynamic QR • Direct S2S API
Callback & Signature SecurityHMAC-SHA256 Signature over Webhook Headers
Currency SupportSGD, USD, AUD, EUR, GBP, JPY, HKD
Merchant Settlement CycleDaily auto-sweep into DBS Corporate Account
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From DBS Bank Merchant Solutions

1DBS Merchant Account Number & IDEAL Portal Login
2DBS API Key and OAuth 2.0 Client Credentials
3MAS compliance sign-off

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

DBS Bank Merchant Solutions Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for DBS Bank Merchant Solutions.

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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