payment-gateways.com
Commercial Bank Merchant IPG • Pakistan

Bank Alfalah Payment Gateway Integration

Direct acquiring bridge connecting Bank Alfalah Payment Gateway\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: Proprietary In-HouseAPI: Alfa Payment Gateway REST API / 1LINK
Bank Gateway Specialist

Have Bank Alfalah Payment Gateway Credentials?

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Bank Architecture & Integration Scope

Bank Alfalah is the premier digital merchant acquirer in Pakistan. Their Alfa Payment Gateway enables online businesses to accept PayPak, Visa, Mastercard, and Alfa digital wallets.

Technical Specifications & Protocols

Core Gateway EngineProprietary In-House
Integration OptionsHosted Redirection • Alfa Wallet Deep-link • REST API
Callback & Signature SecurityHMAC-SHA256 Hash Calculation
Currency SupportPKR (Pakistani Rupee)
Merchant Settlement CycleT+1 direct settlement to Alfalah corporate account
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From Bank Alfalah Payment Gateway

1Bank Alfalah Merchant ID (MID) and Store ID
2Merchant Key and Hash Key from Bank Alfalah portal
3SBP Sandbox Testing Checklist

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

Bank Alfalah Payment Gateway Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Bank Alfalah Payment Gateway.

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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