Al Rajhi Bank Payment Gateway Integration
Direct acquiring bridge connecting Al Rajhi Bank Payment Gateway\'s merchant portal and internet payment gateway into your store or application.
Have Al Rajhi Bank Payment Gateway Credentials?
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Or Request Fixed-Price Scope ↓Bank Architecture & Integration Scope
Al Rajhi Bank is the largest Islamic bank in the world and a dominant merchant acquirer in Saudi Arabia. Integrating Al Rajhi's direct gateway enables frictionless acceptance of mada debit cards, Visa, and Mastercard with high local authorization rates.
Technical Specifications & Protocols
| Core Gateway Engine | Proprietary In-House |
| Integration Options | Direct REST API • Hosted Payment Page • mada 3DS OTP Authentication |
| Callback & Signature Security | SHA-256 Checksum Hash Validation |
| Currency Support | SAR (Saudi Riyal) & GCC currencies |
| Merchant Settlement Cycle | Daily automated settlement into Al Rajhi corporate account |
| 3DS2 Authentication | ✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support |
Prerequisites Required From Al Rajhi Bank Payment Gateway
Bank UAT Sign-Off & Live Launch Protocol
Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:
- Executing successful 3DS authorization with bank test cards
- Simulating bank card declines (insufficient funds, expired card, blocked BIN)
- Simulating canceled checkout sessions and back-button handling
- Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
- Executing test refund transaction in bank test portal
- Submitting proof of transactions to the bank\'s technical onboarding desk
Al Rajhi Bank Payment Gateway Project Scope
We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Al Rajhi Bank Payment Gateway.