payment-gateways.com
Commercial Bank Merchant IPG • Qatar

Qatar National Bank (QNB QPay) Integration

Direct acquiring bridge connecting Qatar National Bank (QNB QPay)\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: Mastercard Payment Gateway Services (MPGS)API: MPGS REST API / NAPS Gateway
Bank Gateway Specialist

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Bank Architecture & Integration Scope

Qatar National Bank (QNB) is the largest financial institution in the Middle East. QNB QPay integrates with Qatar's National Authentication and Payment Network (NAPS) for local debit cards as well as international Visa/Mastercard.

Technical Specifications & Protocols

Core Gateway EngineMastercard Payment Gateway Services (MPGS)
Integration OptionsHosted Checkout • Hosted Session Tokenization • NAPS Debit Switch
Callback & Signature SecurityHMAC-SHA256 Webhook Verification
Currency SupportQAR, USD, EUR, GBP
Merchant Settlement CycleT+1 credit into QNB corporate account
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From Qatar National Bank (QNB QPay)

1QNB Merchant Account ID and Portal Credentials
2NAPS Test Card Credentials from QNB e-Commerce Team
3Server IP Whitelisting with QNB IT Operations

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

Qatar National Bank (QNB QPay) Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Qatar National Bank (QNB QPay).

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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