payment-gateways.com
Commercial Bank Merchant IPG • Sri Lanka

Commercial Bank of Ceylon IPG Integration

Direct acquiring bridge connecting Commercial Bank of Ceylon IPG\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: Mastercard Payment Gateway Services (MPGS)API: MPGS REST API v70+ / Hosted Checkout
Bank Gateway Specialist

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Bank Architecture & Integration Scope

Commercial Bank of Ceylon (ComBank) operates the most widely utilized bank IPG in Sri Lanka. It utilizes the MPGS engine to provide Visa and Mastercard acquiring directly into LKR and USD merchant accounts. We build clean, reliable WooCommerce, OpenCart, and custom API plugins that connect directly to ComBank's test and production gateways.

Technical Specifications & Protocols

Core Gateway EngineMastercard Payment Gateway Services (MPGS)
Integration OptionsHosted Checkout • Hosted Session • 3DS Secure Authentication
Callback & Signature SecurityMerchant Notification Secret HMAC-SHA256
Currency SupportLKR, USD, EUR, GBP
Merchant Settlement CycleT+1 direct credit to ComBank commercial account
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From Commercial Bank of Ceylon IPG

1ComBank Merchant Agreement and Merchant ID
2API Operator User and Password generated in ComBank Merchant Portal
3Test endpoint: test-gateway.mastercard.com/api/rest/
4UAT Test Transaction Sign-off Sheet submitted to ComBank Card Centre

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

Commercial Bank of Ceylon IPG Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Commercial Bank of Ceylon IPG.

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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