payment-gateways.com
Commercial Bank Merchant IPG • Australia

Commonwealth Bank CommWeb Integration

Direct acquiring bridge connecting Commonwealth Bank CommWeb\'s merchant portal and internet payment gateway into your store or application.

Underlying Engine: Mastercard Payment Gateway Services (MPGS)API: CommWeb MPGS REST API v70+ / Hosted Session
Bank Gateway Specialist

Have Commonwealth Bank CommWeb Credentials?

Connect with our payment developer to review your bank credentials and API manual.

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Bank Architecture & Integration Scope

Commonwealth Bank of Australia (CBA) is Australia's largest commercial bank. CommWeb is powered by Mastercard MPGS, offering Australian merchants bank-direct rates for Visa, Mastercard, American Express, and EFTPOS Online.

Technical Specifications & Protocols

Core Gateway EngineMastercard Payment Gateway Services (MPGS)
Integration OptionsHosted Checkout • Hosted Session Tokenization (iFrame) • Direct API
Callback & Signature SecurityMerchant Notification Secret Validation
Currency SupportAUD, USD, NZD, EUR, GBP
Merchant Settlement CycleSame-day settlement into CBA business accounts
3DS2 Authentication✅ Full EMV 3-D Secure 2.x Frictionless & Challenge Support

Prerequisites Required From Commonwealth Bank CommWeb

1CommWeb Merchant ID (format: TESTCOMMONWEALTH... / CBA...)
2API Operator User and Password from CommWeb Portal
3Whitelisted Server IP with CBA Merchant Support

Bank UAT Sign-Off & Live Launch Protocol

Most commercial banks mandate a completed User Acceptance Testing (UAT) sign-off sheet before they generate live production API credentials. We handle this process completely for you:

  • Executing successful 3DS authorization with bank test cards
  • Simulating bank card declines (insufficient funds, expired card, blocked BIN)
  • Simulating canceled checkout sessions and back-button handling
  • Verifying webhook server-to-server callback response (HTTP 200 with valid signature)
  • Executing test refund transaction in bank test portal
  • Submitting proof of transactions to the bank\'s technical onboarding desk

Commonwealth Bank CommWeb Project Scope

We develop custom plugins for WooCommerce, Laravel, Magento, and bespoke custom applications directly for Commonwealth Bank CommWeb.

Delivery in 3 - 5 business days
PCI-DSS SAQ A scope architecture
Client live connection verification
Free Architectural Review

Request Custom Integration Scope

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