payment-gateways.com
South Asia โ€ข ISO Code: IN

๐Ÿ‡ฎ๐Ÿ‡ณPayment Gateway Integration Developers in India

India is the world leader in real-time payments powered by NPCI's UPI. Modern checkouts must offer seamless UPI QR, Intent deep-linking for mobile apps, and RuPay card tokenization.

Currency: INR (Indian Rupee)Domestic Rails: UPI (Unified Payments Interface), RuPay, NetBanking (50+ Banks), IMPS, e-Mandates
India Developer Online

Integrating in India?

Got API documentation from your domestic commercial bank? Chat directly with our payment developers on live support.

Or Request Fixed-Price Scope Proposal โ†“
1
Zero Pre-Made CodeWe build custom plugins & modules from raw bank documentation.
2
Sandbox Sign-Off in UATFull testing of 3DS OTP, authorization, capture, and webhooks.
3
Client Live VerificationYou test live payment on your side; once cleared, project complete!
Domestic Payment Rails

Essential National Payment Rails & Local Habits in India

In India, consumer checkout behavior is heavily anchored by domestic clearing networks. Depending strictly on global card schemes often results in cart abandonment and lower conversion rates. We develop seamless checkouts for:

UPI (Unified Payments Interface)
Native clearing integration
RuPay
Native clearing integration
NetBanking (50+ Banks)
Native clearing integration
IMPS
Native clearing integration
e-Mandates
Native clearing integration
Direct Bank Gateways

Commercial Acquiring Banks in India

If your business holds an acquiring merchant facility with any commercial bank in India, we ingest their technical API specifications (Mastercard MPGS, CyberSource, direct SOAP/REST, or ISO 8583) and develop a custom plugin directly into your store:

HDFC Bank (SmartGateway)Merchant Acquirer
ICICI Bank (Payseal)Merchant Acquirer
State Bank of India (SBI ePay)Merchant Acquirer
Axis BankMerchant Acquirer
Kotak Mahindra BankMerchant Acquirer

Featured Bank IPG Developer Profiles for India:

HDFC Bank SmartGateway

Engine: Proprietary In-House โ€ข API: HDFC Juspay HyperSDK / Direct REST API

View Bank Specs
Headline Specialty in India

Custom WordPress & WooCommerce Payment Plugins from Scratch

Did your commercial bank in India hand you credentials and an API integration PDF, but no WordPress plugin exists? We build an unencrypted, standalone WooCommerce plugin conforming strictly to WordPress Coding Standards, with full WooCommerce Checkout Blocks support, 3D Secure 2.2 verification, and automated status handling.

Zero recurring licensing fees
100% Unencrypted source code ownership
Standalone plugin ready for WP Admin upload
Client live payment verification on your side
View WordPress Plugin Specs
Developer Stacks

Supported Code-Accessible Platforms in India

We exclusively build for platforms where full source code modification and custom server logic are permitted:

WordPress / WooCommerce

Custom `WC_Payment_Gateway` plugin, Checkout Blocks, admin settings.

Custom Next.js & React

Server Actions, hosted session tokenization iframes, edge webhooks.

Laravel (PHP Backend)

Dedicated Service Providers, queued webhook jobs, database idempotency.

Mobile Apps (Flutter & React Native)

Native bridge channels, 3DS2 webviews, UPI / wallet intent deep-links.

Central Bank & Security Standards

Compliance & PCI-DSS SAQ-A Architecture in India

Regulatory Compliance Notes for India:

Regulated by the Reserve Bank of India (RBI). Card-on-file tokenization (CoFT) and two-factor authentication (AFA) are strictly mandatory. Recurring payments require RBI e-mandate registration.

Zero PCI Scope: We architect all card capture using bank-approved Hosted Fields, Microform iframes, or Secure Acceptance redirects. Your server never touches raw card data.
Strict 3D Secure 2.2: Frictionless biometric & OTP challenges are validated according to domestic acquiring mandates.
Frequently Asked Questions

Questions About Payment Gateway Integrations in India

Can you build a custom plugin for our domestic commercial bank in India?

Yes. This is our primary service. If your acquiring bank in India provides an API document (such as Mastercard MPGS, CyberSource, or an in-house REST API) and no plugin exists, our developers build an unencrypted, certified plugin tailored to your store.

How does testing and live payment verification work?

We set up and verify all edge cases in your bankโ€™s sandbox/UAT test environment. Once released to staging or production, your authorized team executes a real live test payment on your side. Once the live payment settles into your merchant bank account, the project is signed off and delivered.

Who owns the source code once the integration is complete?

You receive 100% full source code ownership. We provide clean, unencrypted code without any monthly licensing fees, obfuscation, or external dependencies.

India Project Scope

Have an acquiring bank documentation PDF or credentials ready for India? Submit your requirements below or chat live with a senior payment developer.

Average Delivery: 3 to 5 business days
Sandbox UAT Testing & Sign-off
Client live connection verification
100% Unencrypted Source Code
Request Proposal & Scope

Gateways Commonly Integrated in India

RazorpayCashfree PaymentsCCAvenuePayU IndiaPaytm Payment GatewayPhonePe PGBillDesk
Direct Inquiry Submission

Request Custom Integration Scope for India

Submit your bank API specifications and platform requirements. Our senior developers will review feasibility and provide a milestone proposal.

Free Architectural Review

Request Custom Integration Scope

Gateway
Platform
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Contact

Select your provider or enter your acquiring bank providing your commercial merchant facility.

Direct Integration Support for 150+ Global Gateways & Bank Engines
CyberSourceVisa
by Visa
MastercardMPGS
Gateway MPGS
StripeStripe
Payments API
MollieiDEAL
Europe Rails
AdyenDirect
Unified Commerce
HyperPaymada
Saudi mada SAMA
PayTabsGCC
MENA / GCC
FawryMeeza
Egypt Meeza
RazorpayUPI
India UPI Stack
PaystackAfrica
by Stripe (Africa)
M-PesaSTK
Safaricom Daraja
Mercado PagoPIX
Latin America PIX
Mashreq BankBank
UAE IPG Portal
RedsysBizum
Spain Santander/BBVA
BarclaycardUK
Smartpay UK
ComBank IPGIPG
Commercial Bank LK
CyberSourceVisa
by Visa
MastercardMPGS
Gateway MPGS
StripeStripe
Payments API
MollieiDEAL
Europe Rails
AdyenDirect
Unified Commerce
HyperPaymada
Saudi mada SAMA
PayTabsGCC
MENA / GCC
FawryMeeza
Egypt Meeza
RazorpayUPI
India UPI Stack
PaystackAfrica
by Stripe (Africa)
M-PesaSTK
Safaricom Daraja
Mercado PagoPIX
Latin America PIX
Mashreq BankBank
UAE IPG Portal
RedsysBizum
Spain Santander/BBVA
BarclaycardUK
Smartpay UK
ComBank IPGIPG
Commercial Bank LK